A. As from June 1st, 2004 all applicants who have been granted a short term Schengen visa (maximum intended stay of 3 months), including visa for business, family visit, marriage, transit and tourism, are requested to take out travel insurance. This insurance should cover any possible medical costs incurred during your stay, including repatriation if necessary.

B. The travel insurance must cover the whole of the Schengen countries.

C. The minimum coverage should amount to at least € 30.000,00 per person.

D. The validity of your policy should cover the full duration of your stay + 2 days. 

E. The insurance company used can be either a Indian or a foreign-based company.

F. The original travel insurance policy together with one copy will have to be presented together with your visa application file.

G. Applicants remain free to use companies not mentioned on this list, as long as the insurance meets the above mentioned conditions.

EXCEPTION: This regulation doesn't apply to holders of official and diplomatic passports.
 
IMPORTANT: You should always have the original policy in your possession when entering and travelling in the Schengen-area.